Debt Consolidation in Georgia
Georgia residents carry an average of $29,500 in consumer debt. Find the best consolidation options to lower your payments and become debt-free faster.
Debt Statistics in Georgia
Top Debt Consolidation Options in Georgia
These lenders and programs serve Georgia residents and have strong track records.
National Debt Relief
- No upfront fees
- Free consultation
- Accredited by IAPDA
- A+ BBB rating
Free to check, no impact to credit
SoFi
- No origination fees
- Unemployment protection
- Fast funding (same day possible)
- Rate discounts available
Free to check, no impact to credit
LendingClub
- Accepts fair credit (600+)
- Joint applications allowed
- Direct creditor payment option
- No prepayment penalty
Free to check, no impact to credit
Upgrade
- Accepts fair credit (580+)
- Fast approval process
- Credit monitoring included
- Multiple loan options
Free to check, no impact to credit
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Understanding Debt Consolidation in Georgia
If you're a Georgia resident struggling with multiple debts, debt consolidation could help simplify your finances and potentially save thousands in interest. With the average GA resident carrying $29,500 in consumer debt, many are looking for relief.
Your Options in Georgia
- Debt Consolidation Loans: Combine multiple debts into one loan with a fixed monthly payment and potentially lower interest rate.
- Debt Management Programs: Work with a nonprofit credit counseling agency to negotiate lower rates with your creditors.
- Debt Settlement: Negotiate to pay less than you owe, typically for those with $10,000+ in unsecured debt who are experiencing financial hardship.
- Balance Transfer Credit Cards: Transfer high-interest balances to a card with a 0% introductory APR.
Georgia Consumer Protection Laws
Georgia has consumer protection laws that regulate debt collection and credit practices. Before working with any debt relief company, verify they are licensed to operate in GA and check their standing with the Better Business Bureau and your state's attorney general office.
Getting Started
The first step is understanding your current debt situation. Use our calculator below to see how much you could save with debt consolidation, then get a free quote from our recommended partners.
Calculate Your Savings in Georgia
See how much Georgia residents like you could save by consolidating debt at a lower rate.
- Programs available in all Georgia counties
- No impact on your credit score to check options
- Free consultation with GA-licensed advisors
Debt Payoff Calculator
See how much you could save with debt consolidation
Your Potential Savings
No credit check required • 100% free
Ready to Get Started, Georgia?
Join thousands of GA residents who have taken control of their debt.
Get Your Free Quote Now
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